PASS GUARANTEED 2025 FANTASTIC PCI SSC QSA_NEW_V4: QUALIFIED SECURITY ASSESSOR V4 EXAM NEW QUESTION

Pass Guaranteed 2025 Fantastic PCI SSC QSA_New_V4: Qualified Security Assessor V4 Exam New Question

Pass Guaranteed 2025 Fantastic PCI SSC QSA_New_V4: Qualified Security Assessor V4 Exam New Question

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PCI SSC QSA_New_V4 Exam Syllabus Topics:

TopicDetails
Topic 1
  • PCI Reporting Requirements: This section of the exam measures the skills of Risk Management Professionals and covers the reporting obligations associated with PCI DSS compliance. Candidates must be able to prepare and submit necessary documentation, such as Reports on Compliance (ROCs) and Self-Assessment Questionnaires (SAQs). One critical skill assessed is compiling and submitting accurate PCI compliance reports.
Topic 2
  • Payment Brand Specific Requirements: This section of the exam measures the skills of Payment Security Specialists and focuses on the unique security and compliance requirements set by different payment brands, such as Visa, Mastercard, and American Express. Candidates must be familiar with the specific mandates and expectations of each brand when handling cardholder data. One skill assessed is identifying brand-specific compliance variations.
Topic 3
  • Real-World Case Studies: This section of the exam measures the skills of Cybersecurity Consultants and involves analyzing real-world breaches, compliance failures, and best practices in PCI DSS implementation. Candidates must review case studies to understand practical applications of security standards and identify lessons learned. One key skill evaluated is applying PCI DSS principles to prevent security breaches.
Topic 4
  • PCI Validation Requirements: This section of the exam measures the skills of Compliance Analysts and evaluates the processes involved in validating PCI DSS compliance. Candidates must understand the different levels of merchant and service provider validation, including self-assessment questionnaires and external audits. One essential skill tested is determining the appropriate validation method based on business type.
Topic 5
  • PCI DSS Testing Procedures: This section of the exam measures the skills of PCI Compliance Auditors and covers the testing procedures required to assess compliance with the Payment Card Industry Data Security Standard (PCI DSS). Candidates must understand how to evaluate security controls, identify vulnerabilities, and ensure that organizations meet compliance requirements. One key skill evaluated is assessing security measures against PCI DSS standards.

PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q14-Q19):

NEW QUESTION # 14
Where an entity under assessment is using the customized approach, which of the following steps is the responsibility of the assessor?

  • A. Perform the targeted risk analysis as per PCI DSS requirement 12.3.2.
  • B. Derive testing procedures and document them in Appendix E of the ROC.
  • C. Document and maintain evidence about each customized control as defined in Appendix E of PCI DSS.
  • D. Monitor the control.

Answer: C

Explanation:
Customized Approach Overview
* Appendix E of PCI DSS v4.0 outlines the customized approach, which allows entities to demonstrate their control effectiveness using methods that differ from the defined approach.
Assessor Responsibilities
* QSAs must document and maintain detailed evidence for each customized control implemented by the entity.
* Evidence must support how the customized control meets the security objectives of the original requirement.
Testing and Validation
* The QSA must perform validation to confirm the customized control's adequacy and effectiveness and ensure it sufficiently addresses the requirement's intent.
Documentation
* All findings, testing procedures, and conclusions must be recorded in the Report on Compliance (ROC) Appendix E, providing traceability and transparency.


NEW QUESTION # 15
Which of the following meets the definition of "quarterly" as indicated in the description of timeframes used in PCI DSS requirements?

  • A. On the 15th of each third month.
  • B. On the 1st of each fourth month.
  • C. At least once every 95-97 days.
  • D. Occurring at some point in each quarter of a year.

Answer: D

Explanation:
According toSection 7 - Description of Timeframes Used in PCI DSS Requirements, the PCI DSS defines
"quarterly" as:
"An activity performed once per calendar quarter (i.e., one time in each three-month period), or as close as reasonably possible to the calendar quarter."
* Option A:#Correct. This aligns precisely with PCI DSS's definition -once in each three-month calendar quarter.
* Option B:#Incorrect. PCI DSS doesnotdefine quarterly by a fixed number of days.
* Option C & D:#Incorrect. Specific dates or months are not prescribed.
Reference:PCI DSS v4.0.1 - Section 7: Description of Timeframes Used in PCI DSS Requirements.


NEW QUESTION # 16
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?

  • A. Settlement
  • B. Chargeback
  • C. Clearing
  • D. Authorization

Answer: A

Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
Reference:PCI SSC Glossary - Definitions of "Authorization", "Clearing", and "Settlement".


NEW QUESTION # 17
Which of the following is true regarding internal vulnerability scans?

  • A. They must be performed by QSA personnel.
  • B. They must be performed at least annually.
  • C. They must be performed after a significant change.
  • D. They must be performed by an Approved Scanning Vendor (ASV).

Answer: C

Explanation:
Internal vulnerability scanning is addressed underRequirement 11.3.1. According to PCI DSS, internal vulnerability scansmust be conducted at least once every three monthsandafter any significant changein the environment, such as new system components, changes in network topology, firewall rule changes, or product upgrades.
* Option A:Correct. Scans must be performed after significant changes.
* Option B:Incorrect. Internal scansdo not require an ASV. ASVs are required for external vulnerability scans (Requirement 11.3.2).
* Option C:Incorrect. A QSA is not required to perform internal scans. They can be performed by qualified internal staff or third-party providers.
* Option D:Incorrect. Internal scans arerequired quarterly, not annually.
Reference:PCI DSS v4.0.1 - Requirement 11.3.1.1.


NEW QUESTION # 18
Which of the following meets the definition of "quarterly" as Indicated In the description of timeframes used In PCI DSS requirements?

  • A. On the 15th of each third month.
  • B. At least once every 95-97 days
  • C. On the 1st of each fourth month.
  • D. Occurring at some point in each quarter of a year.

Answer: D

Explanation:
Definition of Quarterly:
* PCI DSS defines "quarterly" as occurring once within each calendar quarter. This means the activity must happen at least once in Q1, Q2, Q3, and Q4, with no rigid restrictions on specific days.
Clarification on Other Options:
* B:While 95-97 days approximates a quarter, it is not mandated as a rigid timeframe.
* C/D:Fixed dates (e.g., 15th or 1st of specific months) are not prescribed in PCI DSS.


NEW QUESTION # 19
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